Dhani Credit Card Benefits

People scan through various websites and download mobile apps to get the best deals and discounts on shopping and dining out. They also use multiple credit cards for travel bookings and luggage purchases so that they can use points, special discounts and EMI offers to pay later. For example, many companies offer special discounts on certain days to help people budget their purchases and make substantial savings.

However, scanning and downloading multiple apps can be a tedious and confusing exercise, often a waste of time.

Here, Indiabulls Dhani App which comes as a big relief. The app is its first loan app that delivers money on the go with a unique rewards program. The app also comes with a much awaited credit line offering that will help you shop for anything, anywhere and pay later in easy EMIs.

What is Dhani Credit Card in Hindi

Do you want to plan your spending and save as much as possible? Then check out this article on how to use Dhani Credit Line to buy instantly and pay later EMIs and other modes.

You can use it through Dhani app and also get a stylish card which you can take with you to make payments. The future of shopping is here, and you too can make the most of this credit line by checking the details in the section below.

Dhani Credit Card Benefits in Hindi

If you are still wondering how to use Dhani Pay credit line, then you need not worry as we have covered all the details and required information for your benefit.

You can shop easily and get tons of rewards and points as well. The process to obtain and apply for this card is quite simple, and if you follow this article, you will get all the necessary inputs and details mentioned below.

Features of Dhani Credit Card

An app-based credit card-the Dhani OneFreedom Card offers various benefits to its users in the form of cashback, instant approval, discount on medicines, instant doctor consultation etc. Here’s a detailed review of this card before you plan to apply.

Key Features of Dhani Credit Card

Dhani One Freedom Card Quick Recap

card type entry-level
best suited for cashback
joining fee Zero
renewal fee Zero
best feature 2% cashback on all spends
Credit limit up to 5 lakhs
activation fee Rupee. 500
Annual Fee Rupee. 500
acceptance process Online
reward points 2% cash back point
interest free up to 90 days
Eligibility For Salaried/Self-Employed/Student/Housewife

Features of Dhani Credit Card

With Dhani OneFreedom Credit Card you can earn cashback on every purchase. You can avail cashback on multiple categories, be it travel or lifestyle. Some of the key features of this credit card are mentioned below:

  • Instant credit up to Rs 5 lakh at 0% interest.
  • Use your credit line as per your needs and pay in 3 easy interest-free installments
  • 2% cashback on all spends
  • Rs 1,200 cashback on bill payments
  • Up to 30% off on top brands like Amazon, Myntra, Zomato & more
  • Get 35% Off On Daily Needs Products & Medicines with Dhani Pharmacy
  • Flat monthly fee with no extra charges
  • Unlimited access to quality healthcare 24×7
  • New deals and offers every week
  • Free Dhani stock trading account with zero brokerage

Benefits of Dhani Credit Card

Dhani Credit Card Ke Fayde – Benefits of Dhani Credit Card in Hindi

Let us have a look at the various benefits offered by Dhani OneFreedom Card:

1. Instant Money

You can get instant credit up to Rs 5 lakh at 0% interest.

2. Interest Free EMI Payment

You can use your credit line as per your requirement and pay in 3 easy interest-free installments

3. Cashback Offer

Get 2% cashback on all spends and Rs.1,200 off. cashback on bill payment

4. Exciting Discounts

Up to 30% off on top brands like Amazon, Myntra, Zomato, etc.

Get 35% Off On Daily Needs Products & Medicines with Dhani Pharmacy

5. No processing fee and other charges

Flat monthly fee with no extra charges

6. No Credit History

No credit history required to get Dhani OneFreedom Card

7. Other benefits

  • Unlimited access to quality healthcare 24×7
  • New deals and offers every week
  • Free Dhani stock trading account with zero brokerage

wealthy credit card charges

Dhani Credit Card Fees & Charges in Hindi

Wealthy One Freedom Credit Cards are available for free to join. Also, you will get 2% lifetime cashback on every online transaction. There is no joining fee for this one Freedom Credit Card. Your first limit will be Rs 10,000. However, if you have a good credit score, the credit limit will increase to 5 lakhs.

wealthy credit card annual fee

There are no annual fees.

Documents Required for Dhani OneFreedom Card

Documents required for Dhani OneFreedom Card in Hindi

The following documents are required to apply for Dhani OneFreedom Card:

  • Identity Proof: Aadhar Card, PAN Card, etc.
  • Address Proof: Electricity Bill, Bank Passbook etc.
  • Income Proof: Salary slip (not more than three months old), Bank records etc.

How to Apply for Dhani Credit Card?

How to Apply for Dhani Card in Hindi

Follow the simple steps given below to apply for Dhani OneFreedom Card:

  1. Download Dhani One app on your phone .
  2. Register in the app and then click on the OneFreedom tab in the app.
  3. Use your Aadhar card and all other documents to apply for the Freedom Card.
  4. On receiving the card, activate it and use it.

Drawbacks of Dhani Credit Card in Hindi

Undoubtedly, the wealthy OneFreedom Card offers many benefits to its users. However, there are some drawbacks of this card that you should keep in mind before applying. They are as follows:

  • This card does not give any reward points
  • The Wealthy One Freedom Card Comes Without the Welcome Benefits
  • No benefits for specific categories like travel, entertainment, food, fuel etc.
  • You will stop getting 2% instant cashback on your transaction in case of Dhani One Freedom installment failure

Should You Apply for Dhani Credit Card?

The Dhani OneFreedom Card is an entry-level credit card that is best suited for those who are new to credit. You can get 2% cashback on every transaction through this credit card. One of the best features of this credit card is that you can pay your bill in 3 easy installments, which is great for people with low repayment capacity.

Additionally, there is no minimum credit score requirement for this credit card, so beginners can also apply for it and start building their credit journey. Overall, you can apply for this credit card if you want to start your credit journey. However, it is not a suitable option for those who want to earn privilege on a specific category.

Consider getting this card if Look for better alternatives if
You are new to credit and looking for your first credit card You want to earn specific category-specific benefits
You want discounts on medicines and online shopping apps like Myntra, Amazon, etc. You already have a cashback credit card

Dhani Credit Card Customer Care Number

Dhani Credit Card Helpline Number

Customer Care Number: 022-67737800 (Monday to Saturday)

Email ID: [email protected]

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